Financing
Financing for a new heating and cooling system
Monthly payment options so you can get the right system now, not the one that fits a single check. Subject to credit approval.
- Family owned
- Licensed & insured
- Flat-rate pricing
- Same-day service
Good news: cash or a credit card aren't the only options
A new furnace, air conditioner, heat pump or ductless system is a real purchase, and most people don't have the full amount sitting in checking. We offer financing through a national home-improvement lender with fixed monthly payments and terms from one to ten years, including promotional periods when they're available.
The application takes a few minutes and can be done in your kitchen with the comfort advisor, or on your own time. A decision usually comes back the same day.
Who it's for
Financing makes sense if you
- ✓
Need a system now and would rather spread the cost
- ✓
Want the higher-efficiency option without stretching a single payment
- ✓
Prefer a predictable monthly number over a lump sum
- ✓
Would rather keep savings where they are
Buy the most efficient system that fits the monthly number
Here's the honest math. The difference between a basic system and a high-efficiency one, spread over a loan term, is often a few dollars a month. The high-efficiency system runs quieter, holds temperature steadier, and costs less every month in gas or electricity for fifteen years. Financing is what makes that trade easy to take.
We'll show you the installed price and the estimated monthly payment side by side for each option, with the rebates and tax credits that apply. Then it's your decision.
Special
Current financing special
0% APR
for 18 months on qualifying systems
Subject to credit approval. Minimum purchase applies. Interest accrues from the purchase date if the balance isn't paid within the promotional period. Ask for details.
Promotional terms change. Ask what's available the week you buy.
Financing questions
Who is the lender?+
A national home-improvement lender we've worked with for years. The loan is between you and the lender; we never see your financial details.
Does applying affect my credit?+
Applying involves a credit inquiry. The advisor can walk you through what the lender checks before you decide to apply.
Can I pay it off early?+
Yes, with no prepayment penalty on the programs we offer.
Can I finance a repair?+
Financing is for new equipment. For a large repair we'll tell you if a replacement with financing would cost less per month than fixing the old unit.
Get in touch
Ask about financing
Tell us what you're thinking about and we'll come out, size it, and show you the monthly numbers.
Rather talk? Call (208) 944-6096
